We have had a lot of health insurance that is offered to you . But did you know how to choose a good health insurance ? There are times when you are fit , but there are some things that are not biased to be considered again . Therefore here are some ways to choose a good health insurance :1 . Bonadifitas and Track RecordDevelopment of health insurance , you may make it difficult to choose which insurance suitable for you . There are through direct offers some typically through credit card . We as consumers should be smart in choosing insurance . Pay attention to what profits given the insurance company . Is the insurance company who work with credit card issuers are bona fide and have enough experience ? Do not be, when you get sick and file a claim , the process is even more difficult . Even difficult for you . So , to choose the health insurance company , there are at least two things that should be noticed , namely bonafides and his track record and offer advantages compared to the premiums charged to you .2 . Savings and InvestmentsToday many health insurance options regarding health insurance services . There that offer financial guarantees when ill , there are combined with certain services. All you have to remember is that insurance premiums will increase with increasing age of the customer . Try to enroll in health insurance when you 're young .3 . Apple to appleCompare one insurance company with another insurance company ( apple to apple ) . If there is a deductible ( own expense ) , calculate how much the cost of deductibles will apply . Compare also the savings or reduction in premium costs .4 . Health Insurance and HospitalsYou also have to consider that the hospital in collaboration with the health insurance company . More and more hospitals are working together, the bona fide insurance company .5 . Quickly pay claims and claims telecastsMany ask the manager some hospitals or physician practices that are around you . Find out which insurance company pays the insurance claims quickly . As this will determine the level of hospital services to you . You also have complete information and detailed data from the hospital as evidence for the claimed treatment6 . Complete replacementThere is health insurance that provides reimbursement of hospitalization alone and no one to replace a whole . If you are sick and go to the doctor , you should take out health insurance that provides a complete replacement . But if you rarely sick , to reduce premiums , simply take out health insurance that provides reimbursement of hospitalization alone .7 . Card systemThere are two systems of health insurance claims . Pay first and then billed later , or a card system where you do not have to pay anything . But basically there is no difference between them . The difference is in the health insurance card system , your options for treatment or care is usually limited to those who already work with your insurance company . If the system is paid for upfront and then billed later , where you can be treated ( almost ) anywhere8 . combination ServiceServices now very varied health insurance premiums paid no part shall be applied as a savings or investment . This offer is attractive . However, insurance premiums will also be offered greater . Moreover , those who follow the insurance program at a younger age would get some ease , like , no medical examination required .How to Choose a Good Health Insurance
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